How I Earn Over $1,000 a Month in Online Income

It's been a little over a year since I've started my blogging journey. And what a year it has been! When I started blogging, I was interested in learning how to make money online, but I also was skeptical. It seemed too good to be true, and I didn't feel like I was skilled, knowledgeable, or if anyone would even be interested in what I had to write. Now, I earn over $1,000 a month through income streams stemmed from my blog. I use this money to stock my emergency fund and pay off my student loans. I still work...Read More

6 Steps to Take If You Can’t Pay Your Bills

With so many personal finance blogs out there,  there is no shortage of information about how to build good money habits. You can read countless posts about how to better your budget, how to make extra income, or how to save for a house. I write those posts, too, and I'm not knocking them at all. But why is there so little information out there for people who really need it? If you frequent personal finance blogs, money is probably of interest for you, or you are already committed to figuring out your financial situation. But how do we help...Read More

How to Discuss Finances With Your Significant Other When You’re Not Married

Finances alone can be tricky, but combining finances with another person can be downright confusing. No matter where you are in your relationship - dating, engaged, living together, or other, it's vital to discuss finances and your expectations for one another and what you want as a couple. Married couples seem to already have their finances figured out, especially if they joined their accounts. But when you're just dating someone, it is more complicated. You both have your own bank accounts, and you both have your own income and budget. What's mine isn't quite yet yours when you're dating. The...Read More

How to Save for Retirement When You’re Young and Broke

Let's talk retirement. Retirement is not a fun topic, but it is necessary, especially for millennials. No one really taught us about retirement before or after graduation, so it's up to us to educate ourselves. Say you graduated college with the average student loan debt of $30,000. You find your first job that pays $32,000 (again…an average). Your student loan payments for a 10-year payment plan are around $400/month. Your salary means you bring home around $2,600 (that isn't including taxes). Assuming 25% of your pay goes to taxes, you bring home right at $2,000 a month. If you're bringing...Read More