6 Steps to Take If You Can’t Pay Your Bills

With so many personal finance blogs out there,  there is no shortage of information about how to build good money habits. You can read countless posts about how to better your budget, how to make extra income, or how to save for a house. I write those posts, too, and I'm not knocking them at all. But why is there so little information out there for people who really need it? If you frequent personal finance blogs, money is probably of interest for you, or you are already committed to figuring out your financial situation. But how do we help...Read More

10 Expenses You Should Consider Cutting Out if You’re Broke

Most of us have had periods of time where money is tight. But going through a tight period is different than being completely broke. If you're flat out broke, you have to know that you can improve your financial situation. The only way to do that is to either increase your income (like by starting a blog), cut your spending, or ideally both. So now we are going to be talking about cutting your spending. I want to put on my person finance serious face for a second and say that, though we laugh about being broke, being broke is...Read More