What’s a Credit Score?

I'll be honest. Until a few years ago, I didn't really know what a credit score was, why it was important, or how it impacted finances. Here are the basic essentials about credit scores. What is a credit score? A credit score is a 3-digit number that reflects how you utilize credit, like credit cards, car loans, mortgages, and just regular bills. This number is generated by information on your credit report. Think of your credit report as like a report card that goes into detail about various ways you could improve. Your credit score is the number to show...Read More