Finances alone can be tricky, but combining finances with another person can be downright confusing. No matter where you are in your relationship - dating, engaged, living together, or other, it's vital to discuss finances and your expectations for one another and what you want as a couple. Married couples seem to already have their finances figured out, especially if they joined their accounts. But when you're just dating someone, it is more complicated. You both have your own bank accounts, and you both have your own income and budget. What's mine isn't quite yet yours when you're dating. The...Read More
Let's talk retirement. Retirement is not a fun topic, but it is necessary, especially for millennials. No one really taught us about retirement before or after graduation, so it's up to us to educate ourselves. Say you graduated college with the average student loan debt of $30,000. You find your first job that pays $32,000 (again…an average). Your student loan payments for a 10-year payment plan are around $400/month. Your salary means you bring home around $2,600 (that isn't including taxes). Assuming 25% of your pay goes to taxes, you bring home right at $2,000 a month. If you're bringing...Read More
Are you stuck in a rut with budgeting? Need to make some wiggle room, but not sure how? Sometimes you just need to get a little creative. Here are 50 ways to save money. 1. Cancel subscription box services. Boxes like Ipsy and Birchbox are fun, but they are not sending you products that you actually need. Cancel them and buy products on your own to save money. 2. Make your own cleaning supplies. Did you know you can make your own eco-friendly cleaning supplies for pennies? Head to the dollar store and buy some empty spray bottles to fill...Read More
Mother's day always sneaks up on me. I couldn't thank my mom enough for all that she has done for me, but let's be honest - I'm on a budget! My favorite is the rose candle. What about you?!